Enter a package total and your deposit — see the deposit, the balance, a payment schedule with real due-dates, and the honest Stripe fee. Nothing is assumed for you; every number below comes from what you type.
Your numbers
Schedule & due-dates (optional)
Stripe fee (optional, honest line)
Payment schedule
Add a wedding date above to see calendar due-dates.
| Payment | When | Amount | You receive |
|---|---|---|---|
| Total collected | €0 | €0 | |
"You receive" subtracts the Stripe fee only from the payments you marked as paid online by card. Where a couple pays a balance by bank transfer, there's usually no card fee — so that row shows the full amount.
On quolby Pro (€15/mo), your couple accepts the quote, e-signs the booking contract, and pays this exact deposit in one tap — into your own connected Stripe account, at a 0% quolby platform fee.
Build your free quote link with quolby →A deposit (often called a retainer) is the slice of the total a couple pays up front to reserve the date. The rest — the remaining balance — is due later, usually shortly before the wedding. This tool does three simple, honest calculations from what you enter:
Nothing here is a market average or a recommendation. If you enter a 40% deposit, you get 40%; the tool has no opinion on the "right" figure — that's yours and your contract's to set. For a fuller walk-through of retainers and refunds, read how to collect a wedding photography deposit.
Whenever a couple pays by card, the payment processor keeps a small fee, so a €600 deposit doesn't land as exactly €600 in your account. The honest line in this calculator shows what actually arrives — but only if you tell it your real fee, because Stripe's rate depends on your country and the card used. The default (1.5% + €0.25) is a clearly-labelled example, not a promise. Always confirm your own rate on Stripe's pricing page.
Good news on the platform side: quolby itself charges a 0% platform fee on the money you collect. The deposit goes to your own Stripe account; only Stripe's standard fee applies.
The exact percentage matters less than two things: that it's large enough to be a real commitment, and that it's genuinely non-refundable in your contract (subject to your local law). A deposit the couple can casually walk away from doesn't protect the date you turned other enquiries away for. Decide the number with the pricing side in mind — see how much to charge for wedding photography — then make paying it the same easy tap as saying yes.
There's no single correct figure. Many photographers land between 20% and 50% of the package as a non-refundable retainer. Try a few percentages above and see what the balance and schedule look like — the tool never picks for you.
Only if you make it real. Stripe's fee varies by country and card type, so you type the percent and fixed part yourself and the tool applies them. The pre-filled 1.5% + €0.25 is an example placeholder — check Stripe's current pricing for your country.
Yes — tick "balance is also paid online by card" and the fee applies to every instalment. If your couples pay the final balance by bank transfer instead, leave it off and those rows show the full amount with no card fee.
If you collect through quolby Pro, straight into your own connected Stripe account. quolby takes a 0% platform fee — only Stripe's standard processing fee applies.
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